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Umag
Umag | Istria County

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David  Percan
David Percan
Presented At
€1,650,000
Bedrooms
5
Bathrooms
3
Living
3,768
SQFT
Fireplace
Office
Stone Countertops
Air Conditioning
Washer Dryer
Laundry Room
Wine Cellar
Terrace
Parking
Garden
Balcony
Gate
Water View
Waterfront
Seafront
Privacy
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Umag, Istria County, Croatia. , Umag , Istria County

Exclusive Seafront Villa Istra Umag, 350m2

Exclusive Seafront Villa in Umag A few steps from the crystal-clear sea and near the marina, this stunning detached villa in Umag perfectly combines luxury, comfort, and Mediterranean charm. Every detail reflects quality and sophistication – from marble surfaces and elegant parquet floors to high-quality tiles and custom-made furniture imported from Italy. Underfloor heating and central gas heating ensure warmth and comfort all year round. The ground floor features a spacious apartment with a functional and elegant layout. The entrance hall leads to the kitchen and dining area, while the large living room opens onto the terrace and beautifully landscaped garden. Two bedrooms and two bathrooms provide complete privacy, and additional amenities – wine cellar, laundry room, and boiler room – enhance convenience and luxury. On the first floor, another apartment includes two bedrooms, an office, bathroom, WC, kitchen, dining area, and living room with access to a large balcony. From the balcony, enjoy breathtaking views of the sea and the historic Umag center with its bell tower, while the rear terrace offers a private oasis with garden views. The exterior is a true Mediterranean haven: covered and open parking, a covered summer kitchen with fireplace, barbecue, sink, and large dining table for family gatherings, a pond, and a spacious garden/park of 1,200 m2 enhance exclusivity and privacy. The villa has a total of 7 rooms, 5 bedrooms, 3 bathrooms, and 1 WC across 2 floors, with a total living area of 350 m2. A 70 m² terrace and direct sea proximity make it ideal for those seeking luxurious Mediterranean living. Utilities: water, electricity, gas, central heating, municipal water, sewer, telephone, air conditioning, asphalt access. Energy certificate in progress. Occupancy permit available. This property should be the next milestone in an experienced investor's portfolio. For the mediation service, the Agency charges a commission of 3% of the reference value agreed in the Brokerage Agreement. Viewing of the property is possible only after signing the Brokerage Agreement with the Agency. ID CODE: 57 For the mediation service, the Agency charges a commission of 3% of the reference value agreed in the Brokerage Agreement. Viewing of the property is possible only after signing the Brokerage Agreement with the Agency.

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Map showing Umag, Istria County, Croatia.

Property Location

Umag, Istria County, Croatia., Umag Istria County

Local Weather & Climate

Umag, Istria County

Current Conditions Updated recently
52 °F
Clear sky
Feels Like 49°F
Humidity 54%
Wind 10 mph
Visibility 6.2 mi
Sunrise 6:08 AM
Sunset 4:32 PM
5-Day Forecast
Sun 15 Feb
Clouds
High 52°
Low 47°
Mon 16 Feb
Clouds
High 48°
Low 44°
Tue 17 Feb
Clouds
High 47°
Low 45°
Wed 18 Feb
Clouds
High 51°
Low 44°
Thu 19 Feb
Rain
High 54°
Low 47°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Umag?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

€
%
€100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.

Market Opinion

Our perspective on current market conditions in Umag. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $165,000,000 20% down ($33,000,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$14,178
$14,178/day
Your home may appreciate while you sleep
$99,522/week $431,260/mo $5,175,120/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$90.8M
vs
OWN 📈 +$128.8M
$128.8M Potential Equity
vs $90.8M lost to rent over 10 years
$33.0M Down Payment Growth
3.9x
10yr
$128.8M
8.1x
20yr
$266.6M
12.6x
30yr
$416.7M
Wealth Comparison
×992
Equivalent to 992 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $416.7M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $194.3M +18%
Market $224.7M +36%
Optimistic $259.3M +57%
$128.8M est. equity
20 Years
Conservative $228.8M +39%
Market $306.0M +85%
Optimistic $407.5M +147%
$266.6M est. equity
30 Years
Conservative $269.5M +63%
Market $416.7M +153%
Optimistic $640.4M +288%
$416.7M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This house at Umag, Istria County, Croatia features 5 bedrooms with 3,768 square feet of living space.
This property offers 3,768 square feet of living space.
This property is listed at $165,000,000, which equals $43790 per square foot.
Based on current market indicators, Umag shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a house located in Umag, Istria County. The property is situated in an established neighborhood with convenient access to local amenities and services.
David  Percan

David Percan

DAP Luxe Istra

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DAP Luxe Istra

DAP Luxe Istra

DAP Luxe Istra

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